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Term Assurance

This type of cover includes Mortgage Protection (decreasing term assurance) which you would typically use to support a repayment mortgage.  Level term assurance, which pays out a level sum assured throughout the term of the policy and Family Income benefit, which can provide a family with an income after a death or a serious illness.

Critical illness protection can be added to a term policy to ensure that in the event of a serious illness or disability being diagnosed the sum assured would be paid out.