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This type of life assurance has traditionally been used in support of an Interest Only mortgage and has a large savings element attached to it.

Endowments have received very bad press over the last few years and are no longer sold in support of mortgages or to provide a realistic solution to life assurance requirements.  They can still be found as regular savings products from insurance companies which offer a small element of life cover but the main purpose is now for investment.

Our preferred method of supporting an Interest Only mortgage is now through use of a collective investment scheme such as a unit trust or an OEIC (open Ended Investment Company) in conjunction with a level term policy.