Whole of Life
As the title suggests this type of policy will cover you for the whole of your life. The premiums are re-viewable and the levels of cover can be altered through the life of the policy to ensure it keeps up with your changing requirements.
This plan typically has a small savings element, but will always be small and is used to partially offset premium increases at review. This type of policy should not be used as a savings plan rather a flexible and comprehensive life assurance policy that you can keep for the rest of your life if you wish.
Critical illness cover can also be added to these plans for the whole of your life.