Mortgages

A Wide Range Of

Mortgage Options

We make arranging mortgages as straightforward as possible.  For a complete mortgage service from start to finish Financial Options is here to help.

As Independent Mortgage Advisers we can provide advice to you concerning the whole range of products available, we can talk through what options best suit you and tailor the mortgage with the best lender for your situation.

We have access to all the main mortgage providers on island and can offer bespoke solutions for when your requirements do not fit with standard bank criteria.

When it comes to borrowing money we can provide you with all the options.

When you are looking for advice about a mortgage what should you look for?

  • The best interest rates on the market?
  • Low or no product charges?
  • An adviser that knows the market and who will get the best deals for you?
  • An adviser that explains the whole process clearly?
  • Time to make decisions without any undue pressure?
  • An adviser that works for you and not the lender?

At Financial Options we can provide you with all of these things for FREE whether you are a first time buyer, moving up the property ladder or staying put and taking equity out of your home.  We can also help you look for a better deal on an existing loan through remortgaging.  Contact us to receive a quote.

Whether it is a tracker or fixed mortgage

Financial Options can find the best rate for you tailored to suit your repayment circumstances.

We are also experts when it comes to buy to let mortgages and will work to get the very best deal for you. 

We keep right up to date with all of the rates and products currently available on the market and make this information available to you.  At any time we can advise which of the lenders available will offer you the best mortgage to suit your individual requirements.

Whether it is a tracker or fixed mortgage

Financial Options can find the best rate for you tailored to suit your repayment circumstances.

We are also experts when it comes to buy to let mortgages and will work to get the very best deal for you.

We keep right up to date with all of the rates and products currently available on the market and make this information available to our clients.  At any time we can advise which of the lenders available will offer you the best mortgage to suit your individual requirements.

Our Mortgages

First Time Buyers

When you are purchasing your first home it is a very exciting time and there are many things to consider.

Click here to learn more

Home Movers

If you are thinking about moving house we can help you understand how much you can borrow to make that step up the ladder.

Click here to learn more

Remortgage

Remortgaging is the process of switching your mortgage arrangement to a new company to save you money.

Click here to learn more

Buy to Let

We can assist you with residential buy to let mortgages.

Click here to learn more

Isle of Man Mortgages

We make arranging mortgages on the IOM simple.

Click here to learn more

What our Clients say

We know we provide first rate customer service, but don’t just take our word for it! Here are some comments from our happy clients.

I just want to pass on me and my partner’s thanks to your colleague, Jade Parker. She has been incredibly helpful for us and was a calming presence throughout the last few months whilst we looked to purchase a house.

Ultimately, we have decided against buying in this current climate, but I wanted to pass on our gratitude at the excellent service that Jade provided us throughout.

George Corrin

Dominika was great in helping us get good deal on our first mortgage, and we had some very helpful advice from Aidan. Excellent company and always someone available to talk to.

Christy Whitton

I just wanted to sincerely thank Imogen for all her help at the beginning of this process. She was incredibly professional and organised, and her clear explanations made everything so much easier to understand from the start.

Her guidance helped me quickly get a clear picture of the whole process, and I truly appreciate the time and care she put into supporting us.

Wishing her all the best, and thank you again, Imogen!

Luna